Google Docs, now with templates!
The excellent Google Docs service has already thrown the gauntlet in the Office document editing space. If your needs are to have a basic Word or Excel document without automatic paging, or footnotes, or Table of Contents, and such, then Google is already a pretty sound option to do your documents and save them as DOC or PDF files.
The best part is the live collaboration that Google or the likes of Zoho have made possible. Online collaboration among team members was something in which Microsoft has also dabbled, but in its typical manner of releasing "Enterprise" features. No surprise that that has never really become the norm outside some corporate microcosms.
Today, Google has upped the ante in the war for online document editing by launching the templates. Simple addition to their rapidly growing arsenal, but a shape of things to come. From wedding invites to business letters, it's an easily expandable service. The API and "open source" extensibility thinking of Google will make sure that you or I can contribute our own templates to the gallery. Nifty.